Michigan funding – Blissfield http://blissfield.net/ Fri, 14 Jan 2022 21:33:46 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://blissfield.net/wp-content/uploads/2021/10/icon-3-120x120.png Michigan funding – Blissfield http://blissfield.net/ 32 32 Statehouse Weekly Update: State of the State Address, Testimony on Partisan School Board Races | news https://blissfield.net/statehouse-weekly-update-state-of-the-state-address-testimony-on-partisan-school-board-races-news/ Fri, 14 Jan 2022 21:09:15 +0000 https://blissfield.net/statehouse-weekly-update-state-of-the-state-address-testimony-on-partisan-school-board-races-news/ Indiana Public Media News { “banners”: { “tv”: [ {“url” : “https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCBNR&PAGETYPE=PLG&CHECK=2T6mTyo6yYuMn%2bAFYFwp%2bq1gzMC6uhq5nDjkJobrCdg%3d”, “img” : “https://indianapublicmedia.org/images/banner-images/12-21-21-to-12-28-21-wtiu-bnr.jpg”, “startingDate” : “1640062800000”, “endingDate” : “1640753940000”} , {“url” : “https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCBNR&PAGETYPE=PLG&CHECK=2T6mTyo6yYuMn%2bAFYFwp%2bq1gzMC6uhq5nDjkJobrCdg%3d”, “img” : “https://indianapublicmedia.org/images/banner-images/12-29-21-wtiu-bnr.jpg”, “startingDate” : “1640754000000”, “endingDate” : “1640840340000”} , {“url” : “https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCBNR&PAGETYPE=PLG&CHECK=2T6mTyo6yYuMn%2bAFYFwp%2bq1gzMC6uhq5nDjkJobrCdg%3d”, “img” : “https://indianapublicmedia.org/images/banner-images/12-30-21-wtiu-bnr.jpg”, “startingDate” : “1640840400000”, “endingDate” : “1640926740000”} , {“url” : “https://indianapublicmedia.secureallegiance.com/wtiu/WebModule/Donate.aspx?P=WTIUMCBNR&PAGETYPE=PLG&CHECK=2T6mTyo6yYuMn%2bAFYFwp%2bq1gzMC6uhq5nDjkJobrCdg%3d”, “img” : “https://indianapublicmedia.org/images/banner-images/12-31-21-wtiu-bnr.jpg”, “startingDate” […]]]>

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A survey of 1,510 Americans in September found it takes less than nine days for workers to run out of money after receiving their monthly salary.

Analysis from Compare the Market shows that for Oklahoma City residents, it only takes 7.84 days. They spend $ 138.46 on non-essential items – less than the national average of $ 169.29 – and save $ 229 each month, but then withdraw money from that account 2.5 times during the month, according to investigation.

Numerous surveys show that more than half of Americans live paycheck to paycheck, and not just low-income people. Some report that the number is as high as 3 in 4.

A growing number of payroll departments are offering on-demand payroll service to employees. Unlike payroll processing, where the employer pays the costs, these companies charge employees for the service. Other services, like Even and Instant Financial, are add-ons that employers use in addition to their payroll service.

Instant Financial never charges a fee, said Steve Barha, founder and COO. The company reports that cardholders typically spend their income on food, transportation, household items, internet and cellphones, child care, and prescriptions.

Torchy’s Tacos, with more than 95 locations in 10 states, including Oklahoma, just announced that it has partnered with DailyPay to provide hourly employees with access to their earned pay as needed.

DailyPay notes that companies that provide its services are able to fill open positions 52% faster than those that do not offer a daily payment option and they experience a 50% reduction in turnover. A study commissioned by DailyPay with the Aite-Novarica group shows that 95% of those who have ever relied on payday loans or paid overdraft fees can break the debt cycle and 77% of employees who use DailyPay are feeling less financial stress.

Byers said employees who are considering this option should understand what they are getting into.

If taxes are not collected with each prepayment, all taxes for the pay period will be deducted from the last paycheck, so it could be lower than expected. The fees charged on each transaction can also reduce the paycheck amount, he said.

Byers’ biggest concern is the lack of research and data that shows what percentage of the workforce uses early compensation programs and how many have been helped or injured by them. “I can’t find any statistics on this and that’s a problem,” he said.

Bankrate.com said an alternative could be early direct deposit, an increasingly popular feature among banks and credit unions. They typically provide full paychecks up to two days in advance and charge no fees to account holders.

]]> How to stay in control of your finances during the winter months https://blissfield.net/how-to-stay-in-control-of-your-finances-during-the-winter-months/ Mon, 20 Dec 2021 17:11:34 +0000 https://blissfield.net/how-to-stay-in-control-of-your-finances-during-the-winter-months/ For many of us, preparing for Christmas can be a stressful time. This is not uncommon, especially if the previous year has been difficult. There is always the need to do Christmas special for loved ones, but it can put financial pressure to spend beyond our means, which can impact our mental health. With many […]]]>

For many of us, preparing for Christmas can be a stressful time.

This is not uncommon, especially if the previous year has been difficult.

There is always the need to do Christmas special for loved ones, but it can put financial pressure to spend beyond our means, which can impact our mental health.

With many people at risk of going into debt this Christmas, it begs the question of how we can balance financial stability and our mental well-being. Indeed, a lot of people can feel more anxious that they cannot afford Christmas, and that can lead a lot of people to think payday loans. However, this does not have to be the case. Taking control of your finances and taking the time to manage your money can mean a much less stressful holiday time.

Here are the top tips for staying in control of your finances during the winter months.

Keep a budget in mind

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The best way to avoid spending too much money on Christmas is to plan your spending and set specific budgets for gifts. Take the time to think ahead about what you want to buy, plan how much you can afford, and set a limit that you can’t go over. Sticking to this kind of plan and budget means you won’t find yourself in financial turmoil.

Make a list

Not the mean or nice type. Write a list of everything you want to buy and try to get it all in one store. Be clear, concise and have a little self-discipline so you are not easily attracted to another sale or a good deal. Many people find busy malls a source of stress and anxiety. Hence, you can still buy online as an alternative.

To show creativity

You don’t always have to be presents on the main street. Sometimes the most thoughtful gifts are handmade with love – they can also be some of the most sentimental. For example, you can create your own art like knits, a painting, or you can gift homemade packaged foods like jams, chutneys, or cookies. Being creative will also help you feel more relaxed and promote your well-being. It can be therapeutic for many people.

Think ahead

To help save you money, it’s important to anticipate and start planning for Christmas as early as possible. You can put money aside every month after payday to ease the burden of Christmas. It will also save you from depending on credit cards and loans.

Don’t spend when you’re not feeling well

Mental health issues can make it difficult to manage finances. If you suffer from anxiety or stress, or generally feel uncomfortable, it’s best to defer spending until you feel better. You’ll be less likely to spend too much money and buy on impulse.

Budget planner

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There are some great tools out there to help you stay on track for money year round. Applications to budget planners. It’s also important to reach out if you need help. These could be friends or family who can help you avoid any personal anxiety triggers.

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How to avoid renewing or postponing your cash advance https://blissfield.net/how-to-avoid-renewing-or-postponing-your-cash-advance/ Mon, 20 Dec 2021 09:12:27 +0000 https://blissfield.net/how-to-avoid-renewing-or-postponing-your-cash-advance/ Payday loans with cash advance are expensive, so it’s a good idea to make sure you can pay them off before signing along the dotted line. If you cannot meet this agreed upon due date, you have the option of renewing your loan. It can seem like a great backup when the going is tough. […]]]>

Payday loans with cash advance are expensive, so it’s a good idea to make sure you can pay them off before signing along the dotted line.

If you cannot meet this agreed upon due date, you have the option of renewing your loan. It can seem like a great backup when the going is tough. But not only do you have to pay a fee for the lien, but you will also earn additional interest during the extension.

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Since your cash advance already comes with high fees as a bad credit loan, you’ll want to avoid this at all costs. Here’s how:

Know your budget before looking for loans

Before taking out a loan online, you need to know how much money you can afford to borrow.

Sit down with your budget to get a feel for your cash flow. The money you have left over after you’ve paid off the essentials is what you need to spend on your loan repayments, which is the upper limit of what you can afford when you take out cash advances.

Finding Alternatives to Payday Loans With Cash Advance

Many people take out a payday loan because they think it is the only option available if they have bad credit.

It is true that bad credit will limit the number of borrowing options you have. But you have more options than payday advance loans. Some online direct lenders offer installment loans for bad credit, too.

Bad credit installment loans can have similar fees to payday loans, and you might find it just as easy to qualify. The main difference is the time you have to pay off what you owe.

Bad credit installment loans spread out your payments, so you don’t have to pay it off all at once. You may have several months to pay off your loan, which can give your budget a bit more leeway.

Reduce unnecessary expenses

Normally, your spending plan should be budgeted for fun. You have to splurge on things that you love that make life worth living. But you should put this “rule” on hold every time you take out a cash advance.

By reducing the weight of your budget over the life of your advance, it may be easier to reach your next due date and avoid the delay.

You would be surprised at how much money you can free up by making smart changes in your spending habits.

Tips for reducing unnecessary expenses

  • Cancel subscription and streaming services until you pay off what you owe
  • Switch to an online banking to avoid paying bank charges
  • Stop taking take out by following a meal plan
  • Ban alcohol for the duration of your tenure to save money
  • Make coffee at home if you splurge on Americanos and lattes

Tips for limiting essential expenses

  • To kiss a vegetable diet rich in legumes to save rising meat and dairy prices
  • Switch to a cheaper insurance company if possible
  • Reduce your energy consumption to reduce your electricity bills
  • Adjust your cell phone plan – switching to pay-as-you-go could save hundreds
  • Carpool with co-workers or on foot, if you live close enough to work

Takeaway meals

A rollover makes you pay more money on an already expensive borrowing option. To save your money, research your alternatives and use your budget strategically. These tips will help you avoid a rollover.

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Reasons why you might need to apply for a payday loan https://blissfield.net/reasons-why-you-might-need-to-apply-for-a-payday-loan/ Sat, 18 Dec 2021 08:58:04 +0000 https://blissfield.net/reasons-why-you-might-need-to-apply-for-a-payday-loan/ There are many reasons why a person may need to apply for a payday loan. Payday loans, or short-term loans, are readily available loans that do not require a particularly high credit rating to be taken out. If approved, they can be paid in hours. They are a favorite among borrowers, because of their convenience. […]]]>

There are many reasons why a person may need to apply for a payday loan.

Payday loans, or short-term loans, are readily available loans that do not require a particularly high credit rating to be taken out. If approved, they can be paid in hours. They are a favorite among borrowers, because of their convenience.

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Taking a loan and not paying it can damage your credit score, so make sure you are able to repay your loan if you are approved, then borrow wisely and for the right reasons.

This article will walk you through some common reasons people apply for payday loans:

Redundancy

Due to the COVID-19 pandemic, global unemployment is at an all time high. When you lose your job, it can be devastating, especially if you have a family and other responsibilities. Many people take out loans when they are laid off, to keep them waiting until they are financially stable again. According to a company that offers payday loans in Lacombe, Alberta, if you’ve used up all your money and have nowhere to go, a payday loan company might be your best option. That said, some lenders may not lend you if you don’t have a job because you may not be able to pay off the loan.

Debt consolidation

Some people take out loans to pay off other loans or debts. If you are heavily in debt, you may want to consider taking out a loan to pay it off. It might sound counterproductive, but it’s actually a really good idea. Even if you will still be in debt, you will be able to settle all of your current debts and then pay off your loan on a flexible repayment schedule. If you have owed a lender money for some time and they are threatening you with a court, additional interest, and a debt collector, then a payday loan is definitely something to consider.

Friends and family

In difficult times, the first people called upon are his family and friends. Unfortunately, asking for money from family and friends can be very uncomfortable and can strain your relationship. Instead of borrowing from loved ones, you can take out a personal loan. Even though you will have to pay interest, you can avoid embarrassing conversations and make your loved ones uncomfortable.

Vacation loans

After a year of confinement, we all need a good vacation. If you want to provide a vacation for your family but can’t afford to pay it off all of a sudden, you might consider taking out a loan. Vacation loans are very common. If you are considering taking out a vacation loan, try taking out a loan and paying for your vacation well in advance. This will allow you to get your flights cheaper and allow you to take out a smaller loan. If you wait a few weeks before getting on a plane, you may need to take out a really large loan.

Construction loan

In addition to getting you out of financial uncertainty, payday loans can also help you build your credit rating. When you have a bad credit rating, it can be difficult to get credit cards, mortgages, and other large loans. Payday loans, as we mentioned earlier, regularly accept people with bad credit. This means that you can use a payday loan to increase your credit so that you can borrow larger amounts from other lenders. Building your credit is definitely worth it, even if your credit is good right now. It can always be better.

Vehicle repairs

You can never predict when your car is going to break down. If you don’t have a lot of money aside, you might be unable to pay for your car repair if it breaks down. A payday loan can guarantee that you are covered in the event that this should happen. Since payday loans are usually paid on the same day of application, it means people can get their cars fixed and get back on the road quickly.

Pay bills

If you haven’t been paid enough this month or have had to take time off work, then you can take out a personal loan to pay off your bills. Most people’s bills are under $ 300, which means you won’t have to pay a lot of interest if you spread your repayments over several months. This will allow you to pay your bills and avoid defaults. You should always pay your bills on time. If you don’t, your gas and energy suppliers could start adding interest to your account.

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Mortgage repayments

As we mentioned earlier, people sometimes take out loans to pay off other loans. This often happens with mortgage payments. If a person is unable to work for a month and has no savings, it may mean that they cannot pay off their mortgage. Taking out a loan can be a great solution to this. This can put people in control of their mortgage payments and avoid defaulting, which could cause them to lose their home. Mortgage payments can be very expensive, especially if mortgage rates are not fixed.

Medical emergencies

If you live in a county where health care is not funded by the government, such as the UK, a loan can be very useful in a medical emergency. This is especially true if you don’t have health insurance. Medical bills can cost an absolute fortune. If a person is unable to pay their medical bills, it may mean that they cannot get the treatment that could save their life. A payday loan can help you pay your medical bills and make sure you get the treatment you need. Remember, however, that most payday loans are capped at around $ 10,000.

There are many reasons why people take out payday loans. In this article, we’ve barely scratched the surface. Ultimately, anything that leaves you out of pocket and unable to pay for something you need is reason enough to take out a payday loan.

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Bad Credit Payday Loans Online in Texas https://blissfield.net/bad-credit-payday-loans-online-in-texas/ Fri, 17 Dec 2021 19:11:13 +0000 https://blissfield.net/how-to-get-a-personal-loan-now-benzinga/ No credit checks are required to qualify for a payday loan online in Texas Credit not available? Poor credit?  Not a problem. ACFA has payday loans online direct lenders only bad credit and understands that our customers want fast and safe cash without the burden of a credit report. But, this implies that how our […]]]>

No credit checks are required to qualify for a payday loan online in Texas

Credit not available? Poor credit?  Not a problem. ACFA has payday loans online direct lenders only bad credit and understands that our customers want fast and safe cash without the burden of a credit report. But, this implies that how our business operates must be a more unique. The most notable thing is that the costs for our services are slightly more expensive than products designed for those with good credit scores.

We want to keep the process of loan easy and safe. We’d like to be upfront about our fees. For every $100 borrowed we charge a one-time cost of $28. The fee is not subject to change in the event that you pay on date. If payment is not received, an item returned fee could be charged.


Comparing our fee with other bank fees that are common. For instance, the typical overdraft cost is approximately $35 per transaction. The bank may not inform you until you’ve paid a few of these costs. With ACFA, you will not have to worry about having your account drained of funds. It is easy to apply for a payday loan while sitting on your home and receive the cash you require. The best part is that there’s no credit checks.


Another reason to make use of cash advance payday loans is to prevent NSF fees resulting from bounced checks. The typical overdraft charge for each bounced transaction is on average, $30. You could pay more in overdraft charges than have to pay for the loan, so opting for an online payday advance may help you save money when you’re stuck between paychecks as payday loan fees are only determined only once upon the payment.


In other words, if there is no credit score to determine whether a person is eligible to get a loan, what do lenders look for to decide if they can approve cash advances in Texas? The answer, both short and long is that lenders use different methods for obtaining an approval for their company; However, there are general guidelines that apply across all lenders . They are listed in the following list.

Why selecting a licensed direct lender is crucial?


Selecting a licensed direct lender in Texas to get a payday loan online from Texas is the right decision. Why? Two words Personal security. What is this imply to you the person who is borrowing? First, you’re dealing with a single firm. State-licensed direct lenders such as ACFA service the loan from the time of application until repayment. The information that you submit on your application remains all in one place. The most basic term for direct loans is “transfer of money from an loaner to the final borrower.” To put this into context with an example; someone completes and submits the payday loan application at www.acfa-cashflow.com, they are approved within one business day, and then when their loan is due they submit payment by logging into their account.

Payday loans can be used effectively in Texas


A payday loan that is quick and easily will be one of the things, however making the most of your payday loan is a different. It’s not a secret that payday loans isn’t cheap and the money you get from direct payday lenders need to be treated differently from other loans to maximize the value of a typically more expensive loan. The amount the lenders will accept the applicant for differs between lenders. There is no limit to the amount of loans that you are able to receive from lenders that are different however, you should only apply for the maximum amount of the funds that are absolutely needed.


The money you get from an online payday lender that is short-term is for use in emergencies only. Payments for mortgage or rent, car payments or repairs to cars, and/or maintenance, food/grocery purchases are just a few examples of responsible ways to utilize this cash.


The ability to repay this loan as quickly as you can is crucial in reducing the cost. Beware of penalties for late payments by making timely payments or cooperating with the business to ensure your account is in good order to avoid the possibility of collection. Two ways ACFA helps their customers who are unable to pay by the due date is to offer three-day extensions for free. This is done by the customer by accessing their account. In certain situations we are able to provide extended payment plans before the account is placed in Collections. Another option available in Texas could be you can “roll” on your loans by paying off fees and then rolling the principal payment until the date of your next payment. In the event that your account is in arrears and goes to Collections we can provide free Promise-to-Pay (PTP) options that permit you to repay the balance in several payments in smaller amounts. Setting up a PTP means that Collection activity stops as long as payment plans are kept and can be set up by the user online by logging into their account at www.acfa-cashflow.com.


The loyalty of one lender could provide advantages. For example, ACFA offers discounts on loan fees to customers with a good track record of re-payment. That means the customer will save money by working with one lender instead of jumping between lenders. Similar to the majority of businesses, loyalty can bring undiscovered rewards, as well. Knowing their procedure, trusting their security and avoiding the uncertainties when working alongside a brand new company. Security and top-quality client service is two of the foundations that we’ve established our company on. it’s crucial for all our clients to know that ACFA is available to customers in times of necessity.


Experience the difference of VIP by visiting at ACFA! Apply now to get fast cash.

 

 

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Keep tabs on debt with creative visual aids https://blissfield.net/keep-tabs-on-debt-with-creative-visual-aids/ Fri, 17 Dec 2021 15:29:45 +0000 https://blissfield.net/keep-tabs-on-debt-with-creative-visual-aids/ WWith $ 82,000 in debt, buying a home seemed a long way off for Ehren Sixon and his wife, Florida residents who embarked on a debt-free journey in 2016. They opted for it. debt snowball method, a debt repayment strategy that encourages motivation by quickly attacking smaller balances first. The couple also followed each step […]]]>

WWith $ 82,000 in debt, buying a home seemed a long way off for Ehren Sixon and his wife, Florida residents who embarked on a debt-free journey in 2016. They opted for it. debt snowball method, a debt repayment strategy that encourages motivation by quickly attacking smaller balances first.

The couple also followed each step along the way with different visual aids as they paid off car loans, student loans, and credit card debt.

“We wanted to be able to track our progress and stay motivated,” says Sixon, a 32-year-old systems engineer and part-time YouTuber.

The internet is full of debt tracking templates that can help you record milestones towards your debt free goals. From coloring pages to spreadsheets, here’s how you can use visual aids to eliminate debt.

Visual aids motivate

If you’ve got a long journey ahead of you, a roadmap that tracks your progress can offer support and encouragement.

“You get a lot of little dopamine shots ticking off those little milestones or those little things along the way, and that really keeps the motivation going,” says Katharine Iesiev, owner of She Minds Money, a Massachusetts-based financial therapy service. .

Yesiev favors creating something tangible that you can print and view often at home.

Track your progress in several ways

The Sixons have taken to the internet for debt management solutions. As you explore your options, think about what will be the most motivating for you.

Spreadsheets

Sixon started out with a spreadsheet to track all lenders, balances, and paid debts. A spreadsheet can be as simple or as elaborate as needed. You can use it to record each payment to each lender or to update balances after you make a payment. A key benefit is that it can keep debt and information organized. It also pairs well with other tracking systems.

Printable for daily viewing

The Sixons also reviewed online templates to make it easier to check debt goals. They chose a thermometer for their refrigerator and then moved it to the front door as a daily reminder to stay true to their goal. With each monthly check-in, they would rate their progress and color the thermometer, each paying 10% of their debt.

“With the spreadsheet, there were times when we were so caught up with overdue balances instead of celebrating how much we had paid so far,” says Sixon. “I hadn’t realized how fun and exciting coloring part of this debt thermometer was, but it made our debt-free trip more enjoyable. “

Also consider coloring pages that display pictures such as a house to represent a mortgage or a car to represent a loan. You can fill in the increments as you make payments.

For a different creative approach, a progress card can offer an attractive and understated artistic design with unlabeled increments that you color in the same way. For the Sixons, their daring red thermometer became a topic of conversation and inspired some friends to pay off the debt.

“They were grateful to have seen the way we installed it in our house and they were able to do the same,” he says.

Bullet journals

A bullet journal is less noticeable than a page that you can print and display, but it could offer more frequent engagement with your finances. Keep it as simple or creative as needed. In 2018, Kaila Penner, co-owner of the blog Frugal Twins, drew an easy bar graph inside her bullet journal to track payments for the last $ 24,000 on a car loan and two student loans. She colored each bar with pink, green, or blue ink after meeting each $ 1,000 increment.

It is possible to further break down the increments and designate different pages for different types of debt. So instead of a bar graph, you can choose to draw graduation hats, dollar bills, or whatever else you can color to represent paid debts.

Like Sixon, Penner also used a spreadsheet throughout his journey, but it wasn’t as motivating as the bullet journal. “Completing that every month was a lot more satisfying for me,” says the Iowa resident.

She also added a thermometer to her refrigerator door for daily visibility. With all three trackers, she’s made progress in crushing debt.

Rely on visual aids long after debt

The Sixons paid off their debt earlier than expected in 2018 by budgeting for cash envelopes and cutting back on categories like restaurants and streaming subscription services. They now use a thermometer to track savings instead. In anticipation of their baby girl’s arrival, the Sixons recently colored a thermometer showing their savings for a family-friendly vehicle.

“To go out in 2021 and buy a car without a car loan – fully paid off – and get it ready for our kid, I didn’t think we would be at this point in our financial journey,” Sixon said. “It’s incredible.”

They currently use several thermometers that remind them to focus on priorities like paying for their house and saving for renovations and travel.

This article was written by NerdWallet and was originally published by The Associated Press.

More from NerdWallet

Melissa Lambarena writes for NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena.

The article Keeping an Eye on Debt Using Creative Visual Aids originally appeared on NerdWallet.

The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

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Meet AdvanceSOS – The Financial Connection Service https://blissfield.net/meet-advancesos-the-financial-connection-service/ Fri, 17 Dec 2021 05:31:04 +0000 https://blissfield.net/meet-advancesos-the-financial-connection-service/ Looking for a fast cash advance? Whether you want to repair your car or pay a hospital bill, AdvanceSOS is there for you. The key goal of AdvanceSOS is to help borrowers acquire payday loans instantly with less hassle. The company uses loan aggregation to provide borrowers with the best short term loans for emergencies. […]]]>

Looking for a fast cash advance? Whether you want to repair your car or pay a hospital bill, AdvanceSOS is there for you.

The key goal of AdvanceSOS is to help borrowers acquire payday loans instantly with less hassle. The company uses loan aggregation to provide borrowers with the best short term loans for emergencies.

Through its network of payday lenders, AdvanceSOS helps borrowers get a small payday loan quickly in a short period of time. Borrowers can receive the money the same day or within 24 hours.

Payday lenders provide loans ranging from $ 100 to $ 5,000. And borrowers’ loan limit depends on different factors including income, lender, state laws, and repayment capacity.

Payday loan borrowers must repay the loan before their next payday or after 2-4 weeks. But AdvanceSOS also offered various flexible options for obtaining loans that borrowers can repay in 12-60 months.

Advanced SOS Services

AdvanceSOS offers free and reliable loan connection services. The company goes through a strict screening process to ensure that borrowers get the best when selecting from their list of payday lenders.

AdvanceSOS has been a loan connection provider since 2019. It has matched thousands of borrowers with reliable payday lenders across the United States.

The company’s experts, led by CEO and Founder Nick Wilson, work hard and diligently to keep their payday loan clients happy. AdvanceSOS services are accessible on various devices connected to the Internet.

Why choose AdvanceSOS

The application process is straightforward since borrowers only need to complete an online application form and submit it. Then they get instant confirmation from a lender if they are eligible for the loan. AdvanceSOS makes the process even faster and more convenient.

Another advantage is that borrowers can access unsecured payday loans. This makes it one of the easiest types of loans to access.

The payday loan lenders do not know how the borrowers use the acquired loan. So, borrowers are free to use it to settle any emergency.

Payday loans are also attractive because anyone can apply for and get approved even with bad credit. This is because lenders do not prepare a credit report to determine whether or not they should lend you.

Payday loans have less requirements than other loans. To qualify for the payday loan, you:

  • Must be a US citizen with 18 years of age and over
  • Must have valid ID, for example, ID card or driver’s license
  • Need to have proof of address – can use utility bill
  • Have proof of income
  • Need to provide your bank details

How AdvanceSOS works

How? ‘Or’ What get a loan from AdvanceSOS online in 4 easy steps

Step 1: Complete the application form

The process of filling out the application form is straightforward and only takes 5 minutes. The borrower can access the online form and a virtual financial assistant is available to guide you through the application process.

When you apply, you must provide your contact details, employment and filing details. This information helps to assess your eligibility. Hence, you need to make sure that it is accurate and up to date for quick approval.

Step 2: Receive and compare offers

There are many loan options available. So, you need to compare and analyze them to make an informed choice.

A comprehensive question guide is available to help you filter and select the ideal option. But in case you have any other questions or concerns, lenders are available for clarification.

Always read the print before choosing the ideal option. This way you will know if it can help you reach your financial goals.

Step 3: Signing the agreement

Before signing the contract, make sure you have the correct information. Then sign it if the details are complete and correct. It is important to read and fully understand the entrepreneur to avoid surprises.

Step 4: Receive the money

Once approved, you will receive your money in your bank account within 24-48 hours or on terms agreed with the lender.

The AdvanceSOS team

Established in 2019, Advance SOS is a loan connection service provider. The company connects reputable loan partners with potential borrowers in a convenient and secure manner.

The AdvanceSOS team is a dedicated team from all walks of life. Their differences contribute to the individuality and bond of the team, which makes them the ultimate team.

AdvanceSOS is a team of six committed teams, including:

Nick wilson

At the head of the company is Nick Wilson, the founder of AdvanceSOS. He boasts of many years of experience as a credit expert.

Nick has brought together the brightest minds in the lending industry to match reputable lenders with borrowers. He loves finding new and innovative ways to iInvest and manage your money.

Julie collins

Julie Collins leads the business development of AdvanceSOS. She is responsible for the marketing of the AdvanceSOS position and the increase in revenues. Her creative and analytical skills make her a valuable asset to the team.

Ajalen Holley

Ajalen is a partner in the business and has been part of the AdvanceSOS success journey. His hobbies are traveling and playing board games with friends.

Dikshita Mehta

Dikshita leads customer service, the goal of which is to maintain high standards of customer service. She has excellent communication skills and is always ready to help.

Jake walker

Jake is responsible for all content produced by AdvanceSOS. He is detail-oriented and has good organizational skills. Jake creates engaging and concise content on the AdvanceSOS website.

Amanda Girard

Amanda is a talented writer and a valued addition to the team. It provides entertaining, well-researched and educational information that visitors appreciate.

Amanda has extensive knowledge of the lending industry and can transform complex ideas into entertaining, easy-to-understand content.

AdvanceSOS address

The AdvanceSOS office is in Miami, OK 812 E Central Ave, Miami, OK 74354.

And you can reach them at phone number +1 (918) 544-52-99.

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